Meet the
Family
KayDan
Insurance
What We Offer
Row Crops
Orchard Crops
And More!
We are located in Hendersonville, NC but we're also licensed in SC, GA, WY and FL. You can feel confident in protecting your investment knowing that we provide a full range of Multi Peril (MPCI) protection for row crops, perennials, produce, miscellaneous specialty crops as well as other crop insurance plans.
To help meet a wide variety of protections for our clients, we partner with ProAg, a trusted Approved Insurance Provider (AIP). This also provides quick responses and fast, accurate claims service.
Insurable Crops:
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Apples
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Barley
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Berries
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Burley
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Tobacco
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Cotton
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Grain
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Corn
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Grapes
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Hay and grazing land
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Livestock
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Nursery Plants
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Oat
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Peaches
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Peppers
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Silage
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Soy Beans
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Sweet Corn
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Tomatoes
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Wheat
About Crop Insurance:
Crop Insurance protects farmers and agricultural producers from the loss of crops due to weather (flood, hail, drought, frost, disease, etc.), or the loss of revenue caused by changes in market price. It is advised to invest in Crop Insurance. In order to qualify for loans, most banks require proof of crop insurance.
What Crop Insurance does NOT cover is loss from:
Fire, negligence, failure to follow Good Farming Practices, damage from pesticide drift, etc.
How Does It Work?
To ensure equal-opportunity to agriculture producers across the country, the United States government has partnernered with private Crop Insurance providers (such as ProAg) to offer Crop Insurance. To market the insurance, these approved insurance providers (AIPs) use independent licensed agents (Kaydan Insurance) to provide product and premium imformation and service of the crop insurance.
What is Multi-Peril
Mutli-Peril Crop Insurance (MPCI) is a federally subsidized insurance program through the United States Department of Agriculture’s (USDA) Risk Management Agency (RMA). It protects a farm or ranch from various causes of loss and may combine yield protection and price protection against potential loss in revenue, whether due to low yields or changes in market price, etc. MPCI policies must be purchased PRIOR to planting.
Is Crop Insurance Right For You?
We understand that nobody wants to have a loss, so if you find yourself on the fence on whether to purchase Crop Insurance or not, ask yourself a few simple questions:
1. Are there times during your production that are more vulnerable which could result in a major loss?
2. Could that major loss of crops really alter your ability to repay your loans and/or expenses?
3. Is your company significantly diversified, that your risk spans over several operations and seasons?
When working with an agent at KayDan Insurance, we can go over not only premium costs, due dates, required reporting, how and when to file a claim, but we'll go over several other key details to ensure you are prepared. We're here for you beyond your policy's issue date!
Helpful Resources:
Choosing the right risk management tool critical to an operation's success. This Crop Insurance Comparison Guide highlights a list of major MPCI plans and coverage.
As stated above, The United States Department of Agriculture’s (USDA) Risk Management Agency (RMA), created in 1996, serves America’s agricultural producers through effective, market-based risk management tools to strengthen the economic stability of agricultural producers and rural communities. RMA governs the rules and policies that AIPs market. You can learn more about RMA here.
Print or mark your calendar with these important dates and deadlines to help you manage your crop insurance successfully.
